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Healthcare debt in the United States is a significant problem, affecting millions of Americans. Many people struggle to pay for healthcare, and approximately 9% owe over $250 due to health costs. Nearly half of US adults find it difficult to afford healthcare, with uninsured individuals and those with lower incomes facing the most significant challenges. Healthcare debt in the United States is a problem with profound consequences. This debt encompasses expenses incurred for various medical services, from hospital stays and surgeries to doctor visits and medications. Healthcare debt casts a long shadow, adversely affecting physical and mental well-being and increasing stress, anxiety, and depression. Unpaid bills lead to the avoidance of necessary care, perpetuating health issues and straining the healthcare system. Beyond health implications, it affects credit history, limits access to credit facilities, and hampers employment opportunities. So, comprehensive healthcare reform emerges as a potential remedy, by expanding access to affordable health insurance, regulating healthcare costs, and addressing coverage gaps could alleviate the impact of healthcare debts. Therefore, exploring the feasibility of transitioning towards a universal healthcare system becomes crucial, offering equitable access to essential medical services and mitigating financial burdens on individuals. As healthcare debts continue to profoundly influence health, economic stability, and social well-being, a holistic approach is imperative for a healthier and economically sound future for all Americans.

Original publication

DOI

10.1097/ms9.0000000000002865

Type

Journal article

Journal

Annals of Medicine & Surgery

Publisher

Ovid Technologies (Wolters Kluwer Health)

Publication Date

17/12/2024